IVF Insurance Coverage in Louisiana
Louisiana has an IVF insurance mandate.
US IVF next steps
Use Louisiana coverage rules with cost and clinic data
Estimate out-of-pocket costModel total cost by state, age band and insurance plan type.Louisiana IVF guideCosts, clinics, insurance and success-rate context for Louisiana.Compare Louisiana clinicsUse published fees with CDC outcome data before contacting clinics.Check insurance rulesState mandates, ERISA self-insured exclusions and employer-plan checks.Compare payment routesFinance, refund programs, multi-cycle packages and employer benefits.Check success ratesCompare age-band outcomes alongside price and access.
Also useful: IVF cost by state and true cost analysis.
- Mandate type
- Diagnosis only — IVF not required
- In effect since
- 2001
Who the mandate applies to
- Large-employer plans: Required
- Small-employer plans: Required
- Individual market: Not required
- Self-insured employer plans (ERISA): Excluded — federal ERISA preemption applies
Statute and notes
Insurers cannot exclude coverage of diagnosis and treatment of correctable medical conditions. IVF itself is NOT required to be covered. Self-insured plans excluded.
Citation: La. Rev. Stat. § 22:1036
Last verified 2026-04-14.
Fertility clinics in Louisiana
4 reporting clinics (CDC ART 2022).
- Fertility Institute of New Orleans — Mandeville
- Fertility Answers, LLC — Baton Rouge
- Audubon Fertility — New Orleans
- ArkLaTex Fertility and Reproductive Medicine — Shreveport