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IVF Insurance Coverage in Louisiana

Louisiana has an IVF insurance mandate.

Mandate type
Diagnosis only — IVF not required
In effect since
2001

Who the mandate applies to

  • Large-employer plans: Required
  • Small-employer plans: Required
  • Individual market: Not required
  • Self-insured employer plans (ERISA): Excluded — federal ERISA preemption applies

Statute and notes

Insurers cannot exclude coverage of diagnosis and treatment of correctable medical conditions. IVF itself is NOT required to be covered. Self-insured plans excluded.

Citation: La. Rev. Stat. § 22:1036

Read the statute

Last verified 2026-04-14.

Fertility clinics in Louisiana

4 reporting clinics (CDC ART 2022).