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IVF Insurance Coverage in Delaware

Delaware has an IVF insurance mandate.

Mandate type
Full mandate
Egg retrievals covered
6
In effect since
2018

Who the mandate applies to

  • Large-employer plans: Required
  • Small-employer plans: Required
  • Individual market: Required
  • Self-insured employer plans (ERISA): Excluded — federal ERISA preemption applies

Statute and notes

Up to 6 completed egg retrievals with unlimited embryo transfers. Covers standard fertility preservation for medically induced infertility. Self-insured plans excluded.

Citation: 18 Del. C. § 3342

Read the statute

Last verified 2026-04-14.

Fertility clinics in Delaware

2 reporting clinics (CDC ART 2022).