IVF Insurance Coverage in District of Columbia
District of Columbia has an IVF insurance mandate.
US IVF next steps
Use District of Columbia coverage rules with cost and clinic data
Estimate out-of-pocket costModel total cost by state, age band and insurance plan type.District of Columbia IVF guideCosts, clinics, insurance and success-rate context for District of Columbia.Compare District of Columbia clinicsUse published fees with CDC outcome data before contacting clinics.Check insurance rulesState mandates, ERISA self-insured exclusions and employer-plan checks.Compare payment routesFinance, refund programs, multi-cycle packages and employer benefits.Check success ratesCompare age-band outcomes alongside price and access.
Also useful: IVF cost by state and true cost analysis.
- Mandate type
- Full mandate
- Egg retrievals covered
- 3
- In effect since
- 2024
Who the mandate applies to
- Large-employer plans: Required
- Small-employer plans: Required
- Individual market: Required
- Self-insured employer plans (ERISA): Excluded — federal ERISA preemption applies
Statute and notes
Requires coverage of 3 completed oocyte retrievals with unlimited embryo transfers. Self-insured plans excluded.
Citation: D.C. Law 25-142 (Expanding Access to Fertility Treatment Amendment Act of 2023)
Last verified 2026-04-14.
Fertility clinics in District of Columbia
2 reporting clinics (CDC ART 2022).
- Columbia Fertility Associates — Washington
- Kindbody - Washington DC — Washington