IVF Insurance Coverage in District of Columbia

Who the mandate applies to

• Large-employer plans: Required
• Small-employer plans: Required
• Individual market: Required
• Self-insured employer plans (ERISA): Excluded — federal ERISA preemption applies

Statute and notes

Requires coverage of 3 completed oocyte retrievals with unlimited embryo transfers. Self-insured plans excluded.

Citation: D.C. Law 25-142 (Expanding Access to Fertility Treatment Amendment Act of 2023)

Read the statute

Last verified 2026-04-14.