Skip to main content

IVF Insurance Coverage in Connecticut

Connecticut has an IVF insurance mandate.

Mandate type
Partial mandate
Egg retrievals covered
2
IVF cycles covered
4
In effect since
2005

Who the mandate applies to

  • Large-employer plans: Required
  • Small-employer plans: Required
  • Individual market: Required
  • Self-insured employer plans (ERISA): Excluded — federal ERISA preemption applies

Statute and notes

Covers up to 4 cycles of ovulation induction, 3 IUI cycles, and 2 IVF cycles. Age 40 cap on IVF. Religious employers exempt. Self-insured plans excluded.

Citation: Conn. Gen. Stat. § 38a-509; § 38a-536

Read the statute

Last verified 2026-04-14.

Fertility clinics in Connecticut

7 reporting clinics (CDC ART 2022).