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IVF Insurance Coverage in West Virginia

West Virginia has an IVF insurance mandate.

Mandate type
Diagnosis only — IVF not required
In effect since
1995

Who the mandate applies to

  • Large-employer plans: Required
  • Small-employer plans: Exempt
  • Individual market: Not required
  • Self-insured employer plans (ERISA): Excluded — federal ERISA preemption applies

Statute and notes

HMOs must cover basic infertility services (diagnosis); IVF not required. Self-insured plans excluded.

Citation: W. Va. Code § 33-25A-2

Read the statute

Last verified 2026-04-14.

Fertility clinics in West Virginia

2 reporting clinics (CDC ART 2022).