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IVF Insurance Coverage in Maine

Maine has an IVF insurance mandate.

Mandate type
Partial mandate
IVF cycles covered
3
In effect since
2022

Who the mandate applies to

  • Large-employer plans: Required
  • Small-employer plans: Required
  • Individual market: Required
  • Self-insured employer plans (ERISA): Excluded — federal ERISA preemption applies

Statute and notes

Covers up to 3 completed oocyte retrievals with unlimited embryo transfers. Self-insured plans excluded.

Citation: 24-A M.R.S. § 4320-S

Read the statute

Last verified 2026-04-14.

Fertility clinics in Maine

1 reporting clinic (CDC ART 2022).