IVF in New York vs Texas
Which state offers better fertility treatment access?
New York
- Insurance mandate
- Full mandate
- Coverage quality score
- 0.90
- Est. total cost to baby
- $55,028
- Est. out-of-pocket
- $19,260
- Affordability ratio
- 23.7%
- Affordability band
- Very affordable
- Clinic count
- 44
- Clinics per 1M population
- 2.25
- Median household income
- $81,386
- Access gap score
- 0.143
Texas
- Insurance mandate
- Must-offer (employers may decline)
- Coverage quality score
- 0.25
- Est. total cost to baby
- $45,956
- Est. out-of-pocket
- $41,360
- Affordability ratio
- 56.6%
- Affordability band
- Strained
- Clinic count
- 44
- Clinics per 1M population
- 1.44
- Median household income
- $73,035
- Access gap score
- 0.529
At a glance, New York offers better IVF access (gap score 0.143 vs 0.529) due to stronger insurance coverage, lower estimated out-of-pocket costs, higher clinic density, and a more favourable affordability ratio.
Access gap score: 0 = best access, 1 = worst. Combines affordability (40%), insurance coverage strength (30%), and clinic density (30%).