IVF in New Jersey vs Pennsylvania
Which state offers better fertility treatment access?
New Jersey
- Insurance mandate
- Partial mandate
- Coverage quality score
- 0.55
- Est. total cost to baby
- $51,696
- Est. out-of-pocket
- $36,187
- Affordability ratio
- 37.6%
- Affordability band
- Affordable
- Clinic count
- 14
- Clinics per 1M population
- 1.51
- Median household income
- $96,346
- Access gap score
- 0.351
Pennsylvania
- Insurance mandate
- No mandate
- Coverage quality score
- 0.00
- Est. total cost to baby
- $46,768
- Est. out-of-pocket
- $46,768
- Affordability ratio
- 63.9%
- Affordability band
- Severely strained
- Clinic count
- 11
- Clinics per 1M population
- 0.85
- Median household income
- $73,170
- Access gap score
- 0.790
At a glance, New Jersey offers better IVF access (gap score 0.351 vs 0.790) due to stronger insurance coverage, lower estimated out-of-pocket costs, higher clinic density, and a more favourable affordability ratio.
Access gap score: 0 = best access, 1 = worst. Combines affordability (40%), insurance coverage strength (30%), and clinic density (30%).