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IVF in Illinois vs Florida

Which state offers better fertility treatment access?

Illinois

Insurance mandate
Full mandate
Coverage quality score
0.90
Est. total cost to baby
$45,788
Est. out-of-pocket
$16,026
Affordability ratio
20.4%
Affordability band
Very affordable
Clinic count
21
Clinics per 1M population
1.67
Median household income
$78,433
Access gap score
0.166

Florida

Insurance mandate
No mandate
Coverage quality score
0.00
Est. total cost to baby
$48,784
Est. out-of-pocket
$48,784
Affordability ratio
71.8%
Affordability band
Severely strained
Clinic count
26
Clinics per 1M population
1.15
Median household income
$67,917
Access gap score
0.707

At a glance, Illinois offers better IVF access (gap score 0.166 vs 0.707) due to stronger insurance coverage, lower estimated out-of-pocket costs, higher clinic density, and a more favourable affordability ratio.

Access gap score: 0 = best access, 1 = worst. Combines affordability (40%), insurance coverage strength (30%), and clinic density (30%).

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