US IVF state guide
How Much Does IVF Cost in Florida? Published Fees, Clinics & Insurance
2 of 26 CDC-reporting Florida clinics publish a base IVF cycle fee: Assisted Fertility Program, $8,000; Shady Grove Fertility Tampa Bay, $10,500. That is fewer than 4 operators, so no state median is stated.
2 of 26 CDC-reporting Florida clinics publish a base IVF cycle fee we could read.
Next: compare clinics on outcomes as well as cost
See 26 Florida CDC-reporting clinics with outcome and price context.
Quick answer
2 of 26 CDC-reporting Florida clinics publish a base IVF cycle fee: Assisted Fertility Program, $8,000; Shady Grove Fertility Tampa Bay, $10,500. That is fewer than 4 operators, so no state median is stated.
- Florida has no state IVF insurance mandate. Coverage depends on the plan: check employer benefits and the plan document, or ask the clinic for a self-pay Good Faith Estimate.
- A base fee often leaves out medication, ICSI, genetic testing, freezing and storage. Ask for a written estimate that names each.
US comparison next step
Compare the full IVF cost, not just the advertised cycle price
- Medication, scans, ICSI, embryo freezing and storage may be extra.
- Some clinics advertise lower base prices but higher add-ons.
- Success-rate context matters alongside price.
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Fertility clinics in Florida (A–Z)
Every CDC-reporting clinic in Florida. A fee is shown only where the clinic publishes one; a “from” price is a floor. What a base fee includes differs by clinic, so open the fee page before comparing.
“Not published” means our read of the clinic’s site found no base fee; the clinic page says whether the site could be read. Live birth rate: CDC 2022, per intended egg retrieval, patients under 35 using their own eggs.
What the money buys: CDC live birth rates in Florida
Cumulative live birth rate per intended egg retrieval, patients using their own eggs, across Florida’s 26 CDC-reporting clinics, weighted by each age band’s own cycle count.
Insurance rules in Florida
Florida has no state IVF insurance mandate. Coverage depends on the plan: check employer benefits and the plan document, or ask the clinic for a self-pay Good Faith Estimate.
State coverage rules do not apply to self-funded employer plans, and 71% of covered workers are in self-funded plans (KFF Employer Health Benefits Survey 2026). Your plan document, not the state statute, says what your plan covers.
Read Florida IVF insurance rulesMetro clinic pages
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Florida IVF FAQs
How much does IVF cost in Florida?
2 of 26 CDC-reporting Florida clinics publish a base IVF cycle fee: Assisted Fertility Program, $8,000; Shady Grove Fertility Tampa Bay, $10,500. That is fewer than 4 operators, so no state median is stated. A base fee is the clinic's own definition and usually leaves out medication, which no US clinic on file publishes as a fee.
Does Florida require insurance to cover IVF?
Florida has no state IVF insurance mandate. Coverage depends on the plan: check employer benefits and the plan document, or ask the clinic for a self-pay Good Faith Estimate.
How many fertility clinics are in Florida?
Florida has 26 CDC-reporting fertility clinics in the CDC 2022 reporting year.
What should I ask an IVF clinic in Florida about cost?
Ask what the quote includes: medication, monitoring, ICSI, genetic testing, embryo freezing, frozen embryo transfer, storage, anesthesia and lab fees. Providers and facilities must give uninsured and self-pay patients a Good Faith Estimate of expected charges when a service is scheduled or on request.
Sources
- CDC: Assisted Reproductive Technology clinic summary (2022 reporting year), 2022 reporting year. Read 7 November 2026. Clinic list, cycle counts, reasons for treatment and live birth rates. CDC reporting is mandatory, so this covers every operating clinic.
- KFF: Coverage and Use of Fertility Services in the U.S. (Sep 2020). Read 26 October 2026. States that their fertility coverage requirements do not apply to self-funded employer plans.
- KFF: 2026 Employer Health Benefits Survey. Read 26 October 2026. Share of covered workers enrolled in self-funded employer plans. Cited with a link only (CC BY-NC-ND).
- eCFR: 45 CFR 149.610. Read 26 October 2026. Good Faith Estimate rule for uninsured and self-pay patients.
- Assisted Fertility Program: fee page. Read 15 April 2026. Fee as the clinic publishes it.
- Center for Reproductive Medicine, PA: fee page. Read 16 June 2026. Fee as the clinic publishes it.
- Shady Grove Fertility Tampa Bay: fee page. Read 16 June 2026. Fee as the clinic publishes it.
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