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IVF in California vs Arizona

Which state offers better fertility treatment access?

California

Insurance mandate
Full mandate
Coverage quality score
0.90
Est. total cost to baby
$58,780
Est. out-of-pocket
$20,573
Affordability ratio
22.4%
Affordability band
Very affordable
Clinic count
85
Clinics per 1M population
2.18
Median household income
$91,905
Access gap score
0.144

Arizona

Insurance mandate
No mandate
Coverage quality score
0.00
Est. total cost to baby
$50,100
Est. out-of-pocket
$50,100
Affordability ratio
69.0%
Affordability band
Severely strained
Clinic count
10
Clinics per 1M population
1.35
Median household income
$72,581
Access gap score
0.672

At a glance, California offers better IVF access (gap score 0.144 vs 0.672) due to stronger insurance coverage, lower estimated out-of-pocket costs, higher clinic density, and a more favourable affordability ratio.

Access gap score: 0 = best access, 1 = worst. Combines affordability (40%), insurance coverage strength (30%), and clinic density (30%).

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