US IVF state guide
How Much Does IVF Cost in California? 2026 Prices, Clinics & Insurance
IVF in California costs a median of $17,420 for the base cycle among 5 clinics with public pricing. A realistic self-pay cycle including medication and common add-ons ranges $25,920–$34,420. This page compares 85 CDC-reporting California clinics on price, success rates, and the state insurance mandate rules.
Also looking at IUI? IUI in California typically costs $300–$1,000 per cycle plus medication — much lower-cost than IVF and often the first-line route for couples without diagnosed infertility. See the full US fertility treatment cost comparison for IUI, IVF and donor-cycle pricing.
Next: compare clinics before judging cost
See 85 California CDC-reporting clinics with outcome and price context.
Quick answer
Updated May 2026California has 85 CDC-reporting fertility clinics, and 5 publish a base IVF cycle price. The median published base cycle is $17,420, before medication and common lab add-ons.
- California has a full IVF mandate. It lists up to 3 egg retrievals. Self-insured employer plans are usually outside state mandate rules.
- Estimated out-of-pocket model: $20,573 (very affordable).
- Use written clinic quotes because base-cycle fees often exclude medication, ICSI, PGT-A, freezing and storage.
US comparison next step
Compare the full IVF cost, not just the advertised cycle price
- Medication, scans, ICSI, embryo freezing and storage may be extra.
- Some clinics advertise lower base prices but higher add-ons.
- Success-rate context matters alongside price.
Data funnel
Help improve US healthcare price data
I have a quote or bill
Send provider, price, date, what was included and what was excluded.
Submit price data ->
I represent a provider
Update a listing, package fee, source URL, registration detail or location.
Update provider data ->
Something looks wrong
Flag an incorrect price, outdated source, missing inclusion or disputed claim.
Report a data issue ->
Compare your route
Choose your California IVF route
State visitors usually need to move between cost, clinics, insurance, nearby states and payment routes before contacting a clinic.
US IVF next steps
Next steps for IVF in California
IVF cost breakdown in California
These figures separate published local prices from modelled estimates. Clinic quotes can change materially once medication dose, embryo testing and transfer plans are known.
| Cost item | Estimate | Basis |
|---|---|---|
| Base IVF cycle | $17,420 | Median published local clinic price |
| Medication | $8,500 | Local median where available, otherwise national benchmark |
| Common add-ons | $5,000 | ICSI, PGT-A risk, freezing, storage and lab extras |
| Likely self-pay cycle | $25,920-$34,420 | Base cycle plus medication and likely extras |
| Typical cost to a baby | $58,780 | TreatCompare multi-cycle affordability model |
Fertility clinics in California
California has 85 CDC-reporting clinics. The table below shows the largest reporting clinics by cycle volume.
| Clinic | City | Cycles | Live birth, under 35 | Base price |
|---|---|---|---|---|
| HRC Fertility-Pasadena HRC Fertility | Pasadena | 5,987 | 43% | — |
| UCSF Center for Reproductive Health | San Francisco | 3,473 | 38% | — |
| Reproductive Science Center of the San Francisco Bay Area | San Ramon | 3,207 | 53% | — |
| Spring Fertility-San Francisco Spring Fertility | San Francisco | 3,059 | 52% | — |
| San Diego Fertility Center | San Diego | 2,972 | 61% | — |
| Reproductive Partners-Beverly Hills, Redondo Beach & Westminster | Redondo Beach | 2,714 | 55% | — |
| Reproductive Medicine Associates of Northern California Reproductive Medicine Associates Network | San Francisco | 2,653 | 53% | — |
| Southern California Reproductive Center | Beverly Hills | 2,578 | 40% | — |
Insurance and out-of-pocket risk in California
California has a full IVF mandate. It lists up to 3 egg retrievals. Self-insured employer plans are usually outside state mandate rules.
Metro clinic pages
California IVF FAQs
How much does IVF cost in California?
Among 5 California clinics with public pricing, the median published base IVF cycle is $17,420. A realistic self-pay cycle can be higher once medication, ICSI, PGT-A, embryo freezing, storage and transfer costs are included.
Does California require insurance to cover IVF?
California has a full IVF mandate. It lists up to 3 egg retrievals. Self-insured employer plans are usually outside state mandate rules.
How many fertility clinics are in California?
California has 85 CDC-reporting fertility clinics in the TreatCompare dataset. Compare clinic outcomes by age band and cycle volume before judging cost alone.
What should I compare before choosing an IVF clinic in California?
Compare the full expected cost, not just the base cycle price. Ask what is included for medication, monitoring, ICSI, PGT-A, embryo freezing, frozen embryo transfer, storage, anesthesia, lab fees and follow-up.
Are IVF payment plans available in California?
Some clinics and third-party finance providers offer monthly payment plans, multi-cycle packages or refund programs. Compare APR, total repayment, eligibility rules and excluded services before using finance.
Sources and updates
How this page is sourced
Sources
- CDC ART clinic reporting dataset
- Published fertility clinic price pages captured in TreatCompare pricing data
- California IVF insurance mandate research
- TreatCompare state affordability and out-of-pocket cost model
Methodology: We combine CDC clinic records, public clinic pricing where available, state insurance mandate records and affordability modelling. Published prices are treated as base-cycle figures unless the clinic states otherwise.
Caveat: This page is for cost comparison and planning. It is not medical, legal or insurance advice.
Use California data with US IVF tools
Move from headline IVF prices to total cost, clinic outcomes, state rules and payment options.