State-level cost check
Cataract surgery cost in Colorado: cash price vs insurance
Compare a Colorado Cataract surgery cash quote with the likely insurance route. The calculator uses procedure defaults unless you replace them with your own quote, EOB, payer allowed amount or provider estimate.
State records
4
Reviewed price rows currently mapped to this procedure and state.
Cash median
$2,298
Uses state records when available; otherwise the calculator default.
Allowed median
$4,524
Insurance allowed amount is not the same as patient responsibility.
Decision tool
Should I pay cash or use insurance for a Cataract surgery?
Enter your quote and plan numbers. The result estimates today's payment and flags the deductible trade-off.
Cash route
$2,298
Insurance estimate
$1,705
Current signal
Insurance looks lower-cost by $594
This is a simple estimate. It does not verify network status, prior authorization, separate radiologist bills, contrast, facility fees, or whether a cash payment counts toward your plan deductible or out-of-pocket maximum.
Suggested next step
Insurance looks better on this estimate.
Your result depends on whether more care is likely this plan year and whether the provider is in-network.
Most useful submissions include one-eye vs two-eye quote, IOL type, surgeon/facility/anesthesia split, provider name, date quoted and whether the amount was cash, allowed amount, EOB patient responsibility or billed charge.
Before booking, ask
Provider
- What CPT code will be billed for this Cataract surgery?
- Is the cash quote complete, or are professional/facility fees separate?
- Is contrast, anesthesia, pathology or follow-up included if relevant?
- Can you provide the quote in writing before booking?
- Is the quote for one eye or both eyes?
- Which intraocular lens is included, and what are the premium lens upgrade costs?
- What CPT code will be billed, and is it for one eye or both?
- Which IOL is included in the quote, and what are the upgrade options and costs?
Insurer
- Is the provider in-network for my exact plan?
- Will this CPT code require prior authorization?
- What patient responsibility do you estimate after deductible, copay and coinsurance?
- If I pay cash, can I submit an out-of-network claim later?
Keep the decision handy
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Data funnel
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What to capture for Colorado price depth
State pages become useful when readers submit the provider name, city, CPT code, cash quote, insurance allowed amount, EOB patient responsibility, date quoted, and whether professional, facility, contrast, anesthesia or pathology fees were separate.
Available Colorado records
Sample rows only. Always verify source date, CPT code and inclusions before booking.
| Provider | City | Type | Amount | Checked |
|---|---|---|---|---|
| UCHealth University of Colorado Hospital | Aurora | discounted cash price | $2,298 | 2026-05-15 |
| UCHealth University of Colorado Hospital | Aurora | payer specific negotiated | $3,529 | 2026-05-15 |
| Denver Health Medical Center | Denver | payer specific negotiated | $4,524 | 2026-05-15 |
| Denver Health Medical Center | Denver | payer specific negotiated | $4,524 | 2026-05-15 |