US IVF state guide
How Much Does IVF Cost in Tennessee? Published Fees, Clinics & Insurance
1 of 7 CDC-reporting Tennessee clinics publish a base IVF cycle fee: Nashville Fertility Center, $14,240. That is fewer than 4 operators, so no state median is stated.
1 of 7 CDC-reporting Tennessee clinics publish a base IVF cycle fee we could read.
Next: compare clinics on outcomes as well as cost
See 7 Tennessee CDC-reporting clinics with outcome and price context.
Quick answer
1 of 7 CDC-reporting Tennessee clinics publish a base IVF cycle fee: Nashville Fertility Center, $14,240. That is fewer than 4 operators, so no state median is stated.
- Tennessee has no state IVF insurance mandate. Coverage depends on the plan: check employer benefits and the plan document, or ask the clinic for a self-pay Good Faith Estimate.
- A base fee often leaves out medication, ICSI, genetic testing, freezing and storage. Ask for a written estimate that names each.
US comparison next step
Compare the full IVF cost, not just the advertised cycle price
- Medication, scans, ICSI, embryo freezing and storage may be extra.
- Some clinics advertise lower base prices but higher add-ons.
- Success-rate context matters alongside price.
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Fertility clinics in Tennessee (A–Z)
Every CDC-reporting clinic in Tennessee. A fee is shown only where the clinic publishes one; a “from” price is a floor. What a base fee includes differs by clinic, so open the fee page before comparing.
| Clinic | City | Live birth, under 35 | Published base fee |
|---|---|---|---|
| Fertility Center, LLC | Chattanooga | 49% | Not published |
| Kutteh Ke Fertility Associates of Memphis, PLLC | Memphis | 64% | Not published |
| Nashville Fertility Center | Nashville | 46% | $14,240read June 16, 2026 |
| Quillen Fertility & Women's Services | Johnson City | 0% | Not published |
| Southeastern Center for Fertility and Reproductive Surgery, PLLC | Knoxville | 41% | Not published |
| Tennessee Fertility Institute | Franklin | 57% | Not published |
| Tennessee Reproductive Medicine | Chattanooga | 46% | Not published |
“Not published” means our read of the clinic’s site found no base fee; the clinic page says whether the site could be read. Live birth rate: CDC 2022, per intended egg retrieval, patients under 35 using their own eggs.
What the money buys: CDC live birth rates in Tennessee
Cumulative live birth rate per intended egg retrieval, patients using their own eggs, across Tennessee’s 7 CDC-reporting clinics, weighted by each age band’s own cycle count.
Insurance rules in Tennessee
Tennessee has no state IVF insurance mandate. Coverage depends on the plan: check employer benefits and the plan document, or ask the clinic for a self-pay Good Faith Estimate.
State coverage rules do not apply to self-funded employer plans, and 71% of covered workers are in self-funded plans (KFF Employer Health Benefits Survey 2026). Your plan document, not the state statute, says what your plan covers.
Read Tennessee IVF insurance rulesNearby states
Tennessee IVF FAQs
How much does IVF cost in Tennessee?
1 of 7 CDC-reporting Tennessee clinics publish a base IVF cycle fee: Nashville Fertility Center, $14,240. That is fewer than 4 operators, so no state median is stated. A base fee is the clinic's own definition and usually leaves out medication, which no US clinic on file publishes as a fee.
Does Tennessee require insurance to cover IVF?
Tennessee has no state IVF insurance mandate. Coverage depends on the plan: check employer benefits and the plan document, or ask the clinic for a self-pay Good Faith Estimate.
How many fertility clinics are in Tennessee?
Tennessee has 7 CDC-reporting fertility clinics in the CDC 2022 reporting year.
What should I ask an IVF clinic in Tennessee about cost?
Ask what the quote includes: medication, monitoring, ICSI, genetic testing, embryo freezing, frozen embryo transfer, storage, anesthesia and lab fees. Providers and facilities must give uninsured and self-pay patients a Good Faith Estimate of expected charges when a service is scheduled or on request.
Sources
- CDC: Assisted Reproductive Technology clinic summary (2022 reporting year), 2022 reporting year. Read 31 October 2026. Clinic list, cycle counts, reasons for treatment and live birth rates. CDC reporting is mandatory, so this covers every operating clinic.
- KFF: Coverage and Use of Fertility Services in the U.S. (Sep 2020). Read 26 October 2026. States that their fertility coverage requirements do not apply to self-funded employer plans.
- KFF: 2026 Employer Health Benefits Survey. Read 26 October 2026. Share of covered workers enrolled in self-funded employer plans. Cited with a link only (CC BY-NC-ND).
- eCFR: 45 CFR 149.610. Read 26 October 2026. Good Faith Estimate rule for uninsured and self-pay patients.
- Nashville Fertility Center: fee page. Read 16 June 2026. Fee as the clinic publishes it.
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