US IVF state guide
How Much Does IVF Cost in Maryland? Published Fees, Clinics & Insurance
None of the 5 CDC-reporting Maryland clinics publishes a base IVF cycle fee we could read. Ask each clinic for a written estimate.
0 of 5 CDC-reporting Maryland clinics publish a base IVF cycle fee we could read.
Next: compare clinics on outcomes as well as cost
See 5 Maryland CDC-reporting clinics with outcome and price context.
Quick answer
None of the 5 CDC-reporting Maryland clinics publishes a base IVF cycle fee we could read. Ask each clinic for a written estimate.
- Maryland has a partial IVF mandate. It lists up to 3 covered cycles. Self-funded employer plans are outside state mandate rules.
- A base fee often leaves out medication, ICSI, genetic testing, freezing and storage. Ask for a written estimate that names each.
US comparison next step
Compare the full IVF cost, not just the advertised cycle price
- Medication, scans, ICSI, embryo freezing and storage may be extra.
- Some clinics advertise lower base prices but higher add-ons.
- Success-rate context matters alongside price.
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Fertility clinics in Maryland (A–Z)
Every CDC-reporting clinic in Maryland. A fee is shown only where the clinic publishes one; a “from” price is a floor. What a base fee includes differs by clinic, so open the fee page before comparing.
| Clinic | City | Live birth, under 35 | Published base fee |
|---|---|---|---|
| Johns Hopkins Fertility Center | Lutherville | 42% | Not published |
| Montgomery Fertility Center | Rockville | 0% | Not published |
| Shady Grove Fertility-Rockville Shady Grove Fertility | Rockville | 55% | Not published |
| Shady Grove Fertility-Towson Shady Grove Fertility | Towson | 52% | Not published |
| Shady Grove Fertility-Walter Reed, Walter Reed National Military Medical Center Shady Grove Fertility | Bethesda | 50% | Not published |
“Not published” means our read of the clinic’s site found no base fee; the clinic page says whether the site could be read. Live birth rate: CDC 2022, per intended egg retrieval, patients under 35 using their own eggs.
What the money buys: CDC live birth rates in Maryland
Cumulative live birth rate per intended egg retrieval, patients using their own eggs, across Maryland’s 5 CDC-reporting clinics, weighted by each age band’s own cycle count.
Insurance rules in Maryland
Maryland has a partial IVF mandate. It lists up to 3 covered cycles. Self-funded employer plans are outside state mandate rules.
State coverage rules do not apply to self-funded employer plans, and 71% of covered workers are in self-funded plans (KFF Employer Health Benefits Survey 2026). Your plan document, not the state statute, says what your plan covers.
Read Maryland IVF insurance rulesMaryland IVF FAQs
How much does IVF cost in Maryland?
None of the 5 CDC-reporting Maryland clinics publishes a base IVF cycle fee we could read. Ask each clinic for a written estimate. A base fee is the clinic's own definition and usually leaves out medication, which no US clinic on file publishes as a fee.
Does Maryland require insurance to cover IVF?
Maryland has a partial IVF mandate. It lists up to 3 covered cycles. Self-funded employer plans are outside state mandate rules.
How many fertility clinics are in Maryland?
Maryland has 5 CDC-reporting fertility clinics in the CDC 2022 reporting year.
What should I ask an IVF clinic in Maryland about cost?
Ask what the quote includes: medication, monitoring, ICSI, genetic testing, embryo freezing, frozen embryo transfer, storage, anesthesia and lab fees. Providers and facilities must give uninsured and self-pay patients a Good Faith Estimate of expected charges when a service is scheduled or on request.
Sources
- CDC: Assisted Reproductive Technology clinic summary (2022 reporting year), 2022 reporting year. Read 31 October 2026. Clinic list, cycle counts, reasons for treatment and live birth rates. CDC reporting is mandatory, so this covers every operating clinic.
- Maryland statute. Read 26 October 2026. State IVF coverage rule, read with its text unchanged since our first read.
- KFF: Coverage and Use of Fertility Services in the U.S. (Sep 2020). Read 26 October 2026. States that their fertility coverage requirements do not apply to self-funded employer plans.
- KFF: 2026 Employer Health Benefits Survey. Read 26 October 2026. Share of covered workers enrolled in self-funded employer plans. Cited with a link only (CC BY-NC-ND).
- eCFR: 45 CFR 149.610. Read 26 October 2026. Good Faith Estimate rule for uninsured and self-pay patients.
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