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US IVF state guide

IVF in Colorado: costs, clinics, insurance and success rates

Compare Colorado IVF cost estimates, CDC-reporting fertility clinics, published prices where available, state insurance mandate rules and next-step tools.

Quick answer

Updated May 2026

Colorado has 8 CDC-reporting fertility clinics, and 2 publish a base IVF cycle price. The median published base cycle is $13,312, before medication and common lab add-ons.

  • Colorado has a full IVF mandate. It lists up to 3 egg retrievals. Self-insured employer plans are usually outside state mandate rules.
  • Estimated out-of-pocket model: $17,300 (very affordable).
  • Use written clinic quotes because base-cycle fees often exclude medication, ICSI, PGT-A, freezing and storage.
Published base median
$13,312
2 clinics with prices
Estimated cycle cost
$14,714
State-adjusted model
CDC clinics
8
1.36 per 1m people
Insurance mandate
full
Verify employer plan terms

US comparison next step

Compare the full IVF cost, not just the advertised cycle price

  • Medication, scans, ICSI, embryo freezing and storage may be extra.
  • Some clinics advertise lower base prices but higher add-ons.
  • Success-rate context matters alongside price.
Estimate Colorado IVF cost

Compare your route

Choose your Colorado IVF route

State visitors usually need to move between cost, clinics, insurance, nearby states and payment routes before contacting a clinic.

IVF cost breakdown in Colorado

These figures separate published local prices from modelled estimates. Clinic quotes can change materially once medication dose, embryo testing and transfer plans are known.

Cost itemEstimateBasis
Base IVF cycle$13,312Median published local clinic price
Medication$1,900Local median where available, otherwise national benchmark
Common add-ons$5,000ICSI, PGT-A risk, freezing, storage and lab extras
Likely self-pay cycle$15,212-$23,712Base cycle plus medication and likely extras
Typical cost to a baby$49,428TreatCompare multi-cycle affordability model

Fertility clinics in Colorado

Colorado has 8 CDC-reporting clinics. The table below shows the largest reporting clinics by cycle volume.

ClinicCityCyclesLive birth, under 35Base price
Colorado Center for Reproductive Medicine
CCRM Fertility
Lone Tree4,27555%$20,855
CNY Fertility ColoradoColorado Springs3,27128%$5,769
Conceptions Reproductive Associates of ColoradoLittleton2,29837%
Shady Grove Fertility Colorado
Shady Grove Fertility
Greenwood Village81655%
Denver Fertility-Albrecht Women's CareEnglewood38348%
Rocky Mountain Fertility CenterEnglewood15864%
Rocky Mountain Center for Reproductive MedicineFort Collins13161%
Kindbody - Denver
Kindbody
Denver410%
Compare all Colorado clinics

Insurance and out-of-pocket risk in Colorado

Colorado has a full IVF mandate. It lists up to 3 egg retrievals. Self-insured employer plans are usually outside state mandate rules.

Estimated out-of-pocket
$17,300
Affordability band
Very affordable
Access gap score
0.193
Read Colorado IVF insurance rules

Nearby state comparisons

Colorado IVF FAQs

How much does IVF cost in Colorado?

Among 2 Colorado clinics with public pricing, the median published base IVF cycle is $13,312. A realistic self-pay cycle can be higher once medication, ICSI, PGT-A, embryo freezing, storage and transfer costs are included.

Does Colorado require insurance to cover IVF?

Colorado has a full IVF mandate. It lists up to 3 egg retrievals. Self-insured employer plans are usually outside state mandate rules.

How many fertility clinics are in Colorado?

Colorado has 8 CDC-reporting fertility clinics in the TreatCompare dataset. Compare clinic outcomes by age band and cycle volume before judging cost alone.

What should I compare before choosing an IVF clinic in Colorado?

Compare the full expected cost, not just the base cycle price. Ask what is included for medication, monitoring, ICSI, PGT-A, embryo freezing, frozen embryo transfer, storage, anesthesia, lab fees and follow-up.

Are IVF payment plans available in Colorado?

Some clinics and third-party finance providers offer monthly payment plans, multi-cycle packages or refund programs. Compare APR, total repayment, eligibility rules and excluded services before using finance.

Sources and updates

How this page is sourced

Updated May 2026

Sources

  • CDC ART clinic reporting dataset
  • Published fertility clinic price pages captured in TreatCompare pricing data
  • Colorado IVF insurance mandate research
  • TreatCompare state affordability and out-of-pocket cost model

Methodology: We combine CDC clinic records, public clinic pricing where available, state insurance mandate records and affordability modelling. Published prices are treated as base-cycle figures unless the clinic states otherwise.

Caveat: This page is for cost comparison and planning. It is not medical, legal or insurance advice.

Data methodology: price collection, normalisation and outlier-checking approach reviewed by Peter Langdon, ICAEW Chartered Accountant. Clinical content is reviewed separately where stated.

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