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IVF in Maryland vs Virginia

Which state offers better fertility treatment access?

Maryland

Insurance mandate
Partial mandate
Coverage quality score
0.55
Est. total cost to baby
$52,620
Est. out-of-pocket
$36,834
Affordability ratio
37.4%
Affordability band
Affordable
Clinic count
5
Clinics per 1M population
0.81
Median household income
$98,461
Access gap score
0.531

Virginia

Insurance mandate
No mandate
Coverage quality score
0.00
Est. total cost to baby
$48,392
Est. out-of-pocket
$48,392
Affordability ratio
55.5%
Affordability band
Strained
Clinic count
11
Clinics per 1M population
1.26
Median household income
$87,249
Access gap score
0.630

At a glance, Maryland offers better IVF access (gap score 0.531 vs 0.630) due to stronger insurance coverage, lower estimated out-of-pocket costs, and a more favourable affordability ratio.

Access gap score: 0 = best access, 1 = worst. Combines affordability (40%), insurance coverage strength (30%), and clinic density (30%).

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