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Average Cost of IVF in the US

An average is only as good as what it averages. The one published figure here is the base-cycle fee, the clinic’s own headline price. Medication and most add-ons are not published, so no all-in average can be stated from what clinics publish.

TreatCompare Data Team · Healthcare price research

What is the average IVF cost in the US?

Across 13 published fee schedules (one per operator), the median base IVF cycle fee is $9,450, read between April 15, 2026 and September 16, 2026. Only 13 of the 452 clinics in the CDC register publish a base-cycle fee we could read. No clinic on file publishes a medication fee, so there is no published figure to add to it.
See every published fee

13 of 452 CDC-reporting US fertility clinics publish a base IVF cycle fee we could read.

US IVF next steps

Turn the national figure into your state-level estimate

Estimate out-of-pocket costModel total cost by state, age band and insurance plan type.Choose a stateMove from national IVF averages to local state rules and clinics.Compare clinic pricesUse published fees with CDC outcome data before contacting clinics.Check insurance rulesState mandates, ERISA self-insured exclusions and employer-plan checks.Compare payment routesFinance, refund programs, multi-cycle packages and employer benefits.Check success ratesCompare age-band outcomes alongside price and access.

High-intent state pages

IVF in IndianaIVF in TexasIVF in IllinoisIVF in TennesseeIVF in FloridaIVF in GeorgiaIVF in OhioIVF in New York
Also useful: IVF cost by state and true cost analysis.

Compare the average against clinic and state data

Move from headline IVF prices to total cost, clinic outcomes, state rules and payment options.

IVF cost calculatorEstimate out-of-pocket cost by stateUS IVF cost guideBase cycle, medication and add-onsIVF cost by stateLocal medians, clinic disclosure and mandate contextClinic price comparisonPublished clinic prices side by sideUS IVF success ratesCDC ART data by age and stateIVF payment plansFinance, bundles and refund programsIVF access by stateMandates, Medicaid and CDC clinics for every state, A–ZIndiana IVF costSelf-pay pricing, clinics and insurance contextTampa IVF clinicsTampa clinic costs, outcomes and accessChicago IVF clinicsChicago prices, outcomes and clinic volumeLong Island IVF costRMA Long Island IVF price and outcome contextGeorgia IVF costAtlanta and Georgia fertility clinic contextOhio IVF costOhio clinic access, coverage and self-pay contextTrue cost of IVF reportModelled cost to a live birth and the insurance gap

Which IVF costs have a published average

CostPublished averageEvidence
Base IVF cycle$9,450 (median)13 clinics, 13 fee schedules
IVF medicationNot publishedNo clinic on file publishes this fee
ICSI add-onNot averaged2 clinics; what the fee covers differs, so each is named on its clinic page
PGT add-onNot averaged4 clinics; what the fee covers differs, so each is named on its clinic page
Frozen embryo transferNot averaged5 clinics; what the fee covers differs, so each is named on its clinic page
Donor egg cycleNot averaged2 clinics; what the fee covers differs, so each is named on its clinic page
Egg freezing cycleNot averaged3 clinics; what the fee covers differs, so each is named on its clinic page
Annual storageNot averaged5 clinics; what the fee covers differs, so each is named on its clinic page
All-in cycle or cost to a babyNot publishedNeeds medication, which no clinic on file publishes

A median is stated only at 4 or more operators, counting clinics that share one fee page once. Fee pages read between April 15, 2026 and September 16, 2026.

What to ask a clinic before comparing

  • Medication: is it in the quote, and is it billed by the clinic or a pharmacy?
  • ICSI and genetic testing: are they included, and is testing priced per embryo or per cycle?
  • Frozen transfer and storage: what does a later transfer cost, and when does storage start to be charged?
  • Insurance: what does your plan cover? State rules do not reach self-funded employer plans; see the state-by-state rules.
  • A written estimate: Providers and facilities must give uninsured and self-pay patients a Good Faith Estimate of expected charges when a service is scheduled or on request.

Average IVF cost FAQs

What is the average cost of IVF in the United States?

Only 13 of the 452 clinics in the CDC register publish a base IVF cycle fee we could read; most quote on enquiry, and figures advertised as "from" are floors, not fees, so they are excluded. Across 13 published fee schedules (one per operator), the median base IVF cycle fee is $9,450, read between April 15, 2026 and September 16, 2026. That is a base fee only, as each clinic defines it.

Is medication included in the average cost of IVF?

No. None of the clinics in our data publishes a medication fee, so the published median is a base fee without medication. Medication is often billed separately by a pharmacy; ask the clinic for a written estimate that names it.

Why do IVF cost figures vary so much?

Because they measure different things. One figure is a base fee, another includes medication or genetic testing, another bundles several cycles. A figure is only comparable with another that covers the same items, so check what each one includes on the clinic’s fee page.

Every published US IVF fee
Named clinics, fee pages and read dates
IVF by state
Published fees, clinics and mandate rules per state

Sources