IVF Clinic Costs Melbourne 2026: Providers, Medicare & What's Included
Compare IVF clinic costs in Melbourne and Victoria, including typical price ranges, what is included, common add-ons, provider differences and questions to ask before paying.
Quick answer
Updated May 2026IVF costs in Australia are best compared as out-of-pocket costs after Medicare rebates, plus medication, anaesthetist, storage and any add-ons. The lower-cost clinic is not always the lowest total cost over multiple cycles.
- Compare clinic cycle fee, Medicare rebate and likely gap cost.
- Add PBS medication costs and optional services such as ICSI or PGT-A.
- Check whether a public IVF or access-program route is available in your state.
IVF cost items to compare
| Cost item | Usually included? | Notes |
|---|---|---|
| Initial consultation | Sometimes | May be billed separately |
| IVF cycle fee | Yes | Often the headline advertised price |
| Medication | Often no | Can materially change total cost |
| ICSI | Sometimes no | Common add-on |
| Embryo freezing | Sometimes no | Check storage fees too |
Sources and updates
How this page is sourced
Sources
- Published clinic price pages
- RTAC clinic information
- Medicare and PBS public information
- TreatCompare compiled fertility pricing dataset
Methodology: We compare advertised IVF cycle fees, rebate information and commonly charged add-ons where available. Out-of-pocket costs can vary by patient, protocol, Medicare Safety Net timing and clinic inclusions.
Caveat: This page is for cost comparison and planning. It is not medical advice or fertility treatment advice.
Important context
IVF success rates vary by age, diagnosis, treatment type, use of donor eggs, embryo transfer approach and patient selection. TreatCompare summarises published clinic-level data for comparison and research purposes only. It is not medical advice and should not be used as the sole basis for choosing a clinic. Patients should verify current figures, treatment suitability and pricing directly with the clinic.
- Source type
- TreatCompare compiled research
- Primary source
- Provider-published information and TreatCompare research
- Reporting period
- 2026-05-15
- Last updated
- 2026-05-15
- Figure type
- Mixed sources
- Use
- Research and comparison only
Are you a clinic, provider or data owner?
If you believe information on this page is inaccurate, out of date, incomplete or presented without necessary context, contact us with the page URL and supporting evidence. We review correction requests promptly, but they are not automatically accepted.
AU comparison next step
Compare the full IVF cost, not just the advertised cycle price
- Medication, scans, ICSI, embryo freezing and storage may be extra.
- Some clinics advertise lower base prices but higher add-ons.
- Success-rate context matters alongside price.
Cost FAQs
How much does IVF cost in Australia?
IVF cost depends on clinic fees, Medicare rebates, medication, anaesthetist fees, storage and add-ons. Compare out-of-pocket cost after rebates, not only the advertised cycle price.
What is usually not included in an IVF headline price?
Medication, ICSI, embryo freezing, storage, anaesthetist fees and extra scans may be separate. Ask for a written estimate that lists inclusions and likely add-ons.
Are lower-cost IVF clinics always lower-cost overall?
Not always. A lower base cycle fee can still lead to a higher total if medication, add-ons or repeat cycles cost more than expected.
Does Medicare reduce IVF costs in Australia?
Medicare rebates can reduce eligible IVF service costs, and PBS subsidies can reduce many medication costs. The final gap depends on clinic billing and your Safety Net position.
How should I compare IVF clinics?
Compare out-of-pocket cycle cost, medication assumptions, add-on pricing, storage fees, location and success-rate context. Price alone does not show the full cost picture.
How much should I budget for more than one IVF cycle?
Budgeting for more than one cycle is often more realistic than comparing one advertised price. Total cost can change once rebates, medications and add-ons are included.
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How this guide was checked
TreatCompare uses published provider fees, official regulator registers, NHS/PBS/Medicare references where relevant, and the methodology described on our methodology page. If a clinic, provider or reader spots information that is out of date, they can use our corrections page. Prices are point-in-time and can change before booking.
Most useful next step
Compare current Fertility options
This guide explains the costs. The Australia comparison pages show local prices, Medicare/PBS rules and next actions.
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Compare next
Compare Australian IVF clinic fees, Medicare rebates, medication costs and clinic options.
Melbourne has the widest range of IVF price points in Australia. Bulk-billing clinic models, lower-cost private clinics, research-led private clinics and a relatively well-developed public IVF pathway all operate in Victoria. Cycle fees and out-of-pocket vary materially by clinic, eligibility, medication, anaesthetist fees, embryo storage and add-ons — pricing also changes over time, so always check each provider's current published pricing before booking. Clinic-level success-rate information is published through YourIVFSuccess, the Australian Government-supported IVF clinic comparison website. Success rates should be interpreted alongside age, diagnosis, treatment type, embryo transfer approach and patient selection — not on price alone.
Melbourne IVF clinic comparison
| Clinic | Locations | Cycle fee | Estimated OOP (after Medicare) | Key features |
|---|---|---|---|---|
| Number 1 Fertility | Melbourne City, East Melbourne | Published VIC/NSW fees | See clinic site* | Lower-cost independent model; verify current inclusions |
| Adora Fertility | Melbourne CBD | $4,500-6,500 | $2,500-4,500 | Low-cost private model |
| City Fertility | Melbourne, Geelong | $6,000-8,000 | $4,000-6,800 | Access programme, national network |
| Monash IVF | Clayton, Melbourne CBD, Bendigo, Sale | $6,500-8,500 | $4,500-7,200 | Largest group, access programme |
| Melbourne IVF (Virtus) | East Melbourne, Bundoora | $7,000-9,000 | $5,000-8,100 | Premium, research-driven |
| Newlife IVF | Box Hill, East Melbourne, Clayton | $6,000-7,500 | $3,500-5,500 | Mid-range, focused on patient experience |
* Refer to number1fertility.com/costs-for-fertility-treatment for current out-of-pocket figures.
Australia has several bulk-billing or lower-cost IVF clinic options, not a single provider. Number 1 Fertility publishes current VIC and NSW treatment costs at number1fertility.com/costs-for-fertility-treatment; per-cycle out-of-pocket figures vary with treatment type, Medicare Safety Net status, medication, day surgery, anaesthetist and storage costs.
How bulk-billing IVF works in Melbourne
A bulk-billing IVF clinic accepts the Medicare schedule fee as full payment for Medicare-eligible services. Where a clinic offers this model, it typically means no gap fee on:
- Specialist consultations
- Monitoring ultrasounds
- Egg collection procedure
- Embryo transfer
Out-of-pocket costs are non-Medicare items:
- Embryo storage
- Some medications (lower-cost if PBS-listed)
- Counselling (if not bulk-billed)
Bulk-billing IVF tends to be the most cost-effective route for straightforward cases. Premium-tier clinics typically include more add-on services (time-lapse monitoring, extensive PGT-A) and tend to charge $5,000-8,100 OOP per cycle. Both pathways are RTAC-accredited and staffed by qualified fertility specialists. Success rates by clinic, age band and treatment type are published by the Australian Government at yourivfsuccess.com.au.
Detailed clinic profiles
Melbourne IVF (Virtus Health)
- Cost: $7,000-9,000 cycle fee, $5,000-8,100 OOP
- Locations: East Melbourne, Bundoora
- Profile: Premium-tier pricing. Research-led, with published work on several IVF techniques, time-lapse monitoring and a comprehensive PGT-A programme.
- Affordable IVF programme: Available for eligible patients at reduced fees.
Monash IVF
- Cost: $6,500-8,500 cycle fee, $4,500-7,200 OOP
- Locations: Clayton, Melbourne CBD, Bendigo, Sale
- Profile: Largest IVF group in Australia. Affiliation with Monash University and Monash Medical Centre. Regional satellite sites in Bendigo and Sale.
- Access programme: Reduced fees for eligible patients (means-tested).
City Fertility
- Cost: $6,000-8,000 cycle fee, $4,000-6,800 OOP
- Locations: Melbourne CBD, Geelong
- Profile: Mid-range pricing with published cost information. National network with an access programme for eligible patients.
Adora Fertility
- Cost: $4,500-6,500 cycle fee, $2,500-4,500 OOP
- Locations: Melbourne CBD
- Profile: Lower-cost private model with published pricing and a streamlined process — an alternative for patients not using a bulk-billing clinic.
Newlife IVF
- Cost: $6,000-7,500 cycle fee, $3,500-5,500 OOP
- Locations: Box Hill, East Melbourne, Clayton
- Profile: Mid-range pricing; patient-experience focus across three Melbourne sites.
Public IVF in Victoria
Victoria has a relatively well-developed public IVF pathway compared with many Australian states. Two major centres:
| Hospital | Location | Wait time | Eligibility | Capacity |
|---|---|---|---|---|
| Royal Women's Hospital | Parkville | 6-12 months | No PHI, Medicare card, clinical criteria, usually under 42 | Largest public programme |
| Monash Medical Centre | Clayton | 6-12 months | No PHI, Medicare card, clinical criteria | Affiliated with Monash IVF |
Some Victorian public IVF pathways may involve out-of-pocket costs under $1,000 per cycle, but eligibility, inclusions, medication, storage, hospital charges and wait times should be confirmed directly with the relevant provider. Victoria may offer shorter public IVF wait times than some other states (reported 6-12 months at Victorian providers vs. longer reported waits in QLD or WA), but waits and capacity change. Victoria's public system generally offers 1-3 funded cycles depending on individual circumstances.
Victoria has a relatively well-developed public IVF pathway compared with many Australian states, primarily through the Royal Women's Hospital and Monash Medical Centre. Some Victorian public IVF pathways may involve out-of-pocket costs under $1,000 per cycle, but wait times, eligibility, inclusions and capacity should be confirmed directly with the provider.
Regional Victoria options
| Region | Nearest clinic | Notes |
|---|---|---|
| Geelong | City Fertility Geelong | Full service, local option |
| Bendigo | Monash IVF Bendigo | Satellite services, some travel to Melbourne for procedures |
| Ballarat | No local clinic | Melbourne (1.5 hours) |
| Shepparton | No local clinic | Melbourne (2 hours) or Bendigo |
| Gippsland | Monash IVF Sale | Satellite services |
| Mildura | No local clinic | Melbourne (5.5 hours) or Adelaide |
Monash IVF offers satellite monitoring in Bendigo and Sale, meaning patients can attend locally for blood tests and scans, travelling to Melbourne only for egg collection and transfer.
Cost comparison: 3-cycle scenario
If a patient needs 3 IVF cycles in the same calendar year, the total out-of-pocket varies dramatically by clinic:
| Clinic | Cycle 1 OOP | Cycle 2 OOP (Safety Net) | Cycle 3 OOP (Safety Net) | 3-cycle total |
|---|---|---|---|---|
| Number 1 Fertility | See clinic site* | See clinic site* | See clinic site* | See clinic site* |
| Adora Fertility | $3,500 | $2,000 | $2,000 | $7,500 |
| City Fertility | $5,500 | $3,000 | $3,000 | $11,500 |
| Monash IVF | $6,000 | $3,500 | $3,500 | $13,000 |
| Melbourne IVF | $7,000 | $4,000 | $4,000 | $15,000 |
* Refer to number1fertility.com/costs-for-fertility-treatment for current Number 1 Fertility pricing.
These are estimates for the listed providers. Actual costs depend on medication requirements, monitoring needs, and individual circumstances. The Medicare Safety Net reduces out-of-pocket for cycles 2 and 3 when completed in the same calendar year.
What to consider when choosing a Melbourne clinic
If cost is the priority
Bulk-billing and lower-cost clinics tend to have the lowest out-of-pocket cost for straightforward Medicare-eligible cycles; refer to each clinic's published pricing. Adora Fertility at $2,500-$4,500 OOP is a lower-cost private alternative. Over 3 cycles the difference vs. premium clinics can be substantial, but depends on medication, storage, anaesthetist and Safety Net status.
If success rates are the priority
Melbourne IVF and Monash IVF are the largest research-focused clinics with the most published data. However, individual specialist experience matters more than the clinic brand. Ask for age-adjusted success rates specific to your condition.
If you need complex treatment
For patients with PCOS, endometriosis, severe male factor, or repeated failure, larger clinics with broader specialist teams and research programmes may offer advantages. Melbourne IVF and Monash IVF have the widest range of sub-specialists.
If you are in regional Victoria
Monash IVF's regional satellite network (Bendigo, Sale) and City Fertility's Geelong location provide the most accessible regional options.
Cost-saving strategies for Victoria
- Consider lower-cost and bulk-billing options — For straightforward Medicare-eligible cycles, lower-cost or bulk-billing models can save thousands per cycle versus premium-tier providers. Check each clinic's current pricing and inclusions before relying on a headline estimate.
- Calendar year planning — Complete as many cycles as possible within the same calendar year to maximise the Medicare Safety Net
- PBS medications — Save $1,000-2,000 per cycle
- PHI with IVF cover — Saves $1,000-3,000 per cycle on hospital costs (12-month waiting period)
- Public hospital pathway — If eligible, Victoria's public IVF pathway is one route to lower out-of-pocket cost; current wait times and eligibility vary, so confirm with the provider before relying on it.
Compare IVF clinic prices across Melbourne and Victoria, from bulk-billing to research-led private clinics, with estimated out-of-pocket after Medicare. Verify current prices with each provider.
Compare IVF clinics in Australia pricesHow this page is sourced
Clinic locations, programme details and pricing structures are reviewed against each provider's own published information. Out-of-pocket figures vary materially by Medicare eligibility, PBS medication, the Medicare Safety Net, anaesthetist fees, embryo storage and add-ons — patients should verify current prices directly with the clinic before booking. Clinic-level success rates are published by the Australian Government at YourIVFSuccess and should be interpreted alongside age, diagnosis, treatment type and patient selection rather than on price alone.
Correction update, May 2026: Newlife IVF location information (now correctly listed as Box Hill, East Melbourne and Clayton) and Melbourne bulk-billing IVF wording were reviewed following a provider correction request. Number 1 Fertility pricing references were updated to direct readers to the provider's current published cost page rather than a fixed per-cycle figure.
AU comparison next step
Compare the full IVF cost, not just the advertised cycle price
- Medication, scans, ICSI, embryo freezing and storage may be extra.
- Some clinics advertise lower base prices but higher add-ons.
- Success-rate context matters alongside price.
Australia hub
Australia healthcare cost guides
Frequently asked questions
What are the lower-cost IVF clinic options in Melbourne?
Number 1 Fertility publishes lower-cost VIC and NSW treatment fees, but patients should check the clinic's current pricing for out-of-pocket costs because final costs vary by treatment type, eligibility, medication, ancillary fees and individual circumstances. Australia has several bulk-billing IVF clinic options, not a single provider; check each clinic's current published pricing before booking. Adora Fertility (Melbourne CBD) is another lower-cost private alternative. Research-led private clinics (for example, Melbourne IVF) typically sit at the higher end of published out-of-pocket ranges — verify current figures with each clinic.
How does bulk-billing IVF work?
A bulk-billing IVF clinic accepts the Medicare schedule fee as full payment for Medicare-eligible services — specialist consultations, monitoring ultrasounds, egg collection and embryo transfer. Out-of-pocket costs are non-Medicare items: embryo storage, some medications (lower-cost if PBS-listed), and counselling if not bulk-billed. Trade-offs can include longer wait times and fewer add-ons like time-lapse monitoring or extensive PGT-A. Refer to each clinic's published pricing for current figures.
Which IVF clinics operate in Melbourne?
Melbourne IVF providers include Number 1 Fertility (Melbourne City and East Melbourne), Adora Fertility (CBD), City Fertility (Melbourne, Geelong), Monash IVF (Clayton, CBD, Bendigo, Sale), Melbourne IVF/Virtus (East Melbourne, Bundoora), and Newlife IVF (Box Hill, East Melbourne, Clayton). Cycle fees vary by provider — check each clinic's site for current figures.
Can I get IVF on the public system in Victoria?
Victoria has a relatively well-developed public hospital IVF pathway compared with many Australian states, primarily through the Royal Women's Hospital (Parkville) and Monash Medical Centre (Clayton). Some Victorian public IVF pathways may involve out-of-pocket costs under $1,000 per cycle, but eligibility, inclusions, medication, storage and hospital charges should be confirmed directly with the relevant provider. Victoria may offer shorter public IVF wait times than some other states, but patients should check current wait times and availability directly with the provider. Eligibility usually requires no PHI, a Medicare card, clinical criteria and an age limit.
What does 3 cycles of IVF cost in Melbourne?
Three cycles in the same calendar year (with the Medicare Safety Net reducing cycles 2 and 3) total approximately: Adora Fertility ~$7,500, City Fertility ~$11,500, Monash IVF ~$13,000, and Melbourne IVF ~$15,000. For Number 1 Fertility, refer to their published pricing at number1fertility.com/costs-for-fertility-treatment for current per-cycle out-of-pocket figures. Lower-cost and bulk-billing routes can reduce the 3-cycle total for straightforward Medicare-eligible cases, but inclusions vary.
What IVF options exist in regional Victoria?
Geelong has City Fertility Geelong as a full-service local option. Bendigo has Monash IVF Bendigo with satellite services (some travel to Melbourne for procedures), and Gippsland has Monash IVF Sale. Ballarat (1.5 hours), Shepparton (2 hours) and Mildura (5.5 hours) have no local clinics, so patients travel to Melbourne, Bendigo, or Adelaide. Monash IVF's satellite monitoring lets regional patients attend locally for blood tests and scans.
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