Lower-Cost IVF in Australia 2026: Lowest Published Prices by State
38 of 97 accredited Australian clinics publish a readable fee schedule. This page lists the out-of-pocket cycle prices provider groups publish, the lowest published price in each state where at least two groups publish one, and how Medicare, the PBS and the Safety Net apply. Every figure links to the clinic's own fee page.
AU comparison next step
Compare the full IVF cost, not just the advertised cycle price
- Medication, scans, ICSI, embryo freezing and storage may be extra.
- Some clinics advertise lower base prices but higher add-ons.
- Success-rate context matters alongside price.
Important context
IVF success rates vary by age, diagnosis, treatment type, use of donor eggs, embryo transfer approach and patient selection. TreatCompare summarises published clinic-level data for comparison and research purposes only. It is not medical advice and should not be used as the sole basis for choosing a clinic. Patients should verify current figures, treatment suitability and pricing directly with the clinic.
- Source type
- Clinic-published prices
- Primary source
- Australian clinics' own fee pages
- Reporting period
- Clinic fee schedules read 7 November 2026
- Last updated
- 7 November 2026
- Figure type
- Provider-published
- Use
- Research and comparison only
Are you a clinic, provider or data owner?
If you believe information on this page is inaccurate, out of date, incomplete or presented without necessary context, contact us with the page URL and supporting evidence. We review correction requests promptly, but they are not automatically accepted.
Healthcare data note
Sources, review and limits
Main sources
- Fee schedules published by 38 of 97 accredited Australian clinics
- Medicare Benefits Schedule (MBS), for how benefits apply
- pbs.gov.au fee page, for the PBS co-payment
Methodology: Out-of-pocket cycle prices are read from each clinic's own fee page and compared only with figures on the same basis. A 'lowest published' price is shown only where at least two groups in a state publish a comparable figure. Medicines, the anaesthetist, day-surgery fees and storage are charged separately and rarely published.
Cost FAQs
How much does IVF cost in Australia?
IVF cost depends on clinic fees, Medicare rebates, medication, anaesthetist fees, storage and add-ons. Compare out-of-pocket cost after rebates, not only the advertised cycle price.
What is usually not included in an IVF headline price?
Medication, ICSI, embryo freezing, storage, anaesthetist fees and extra scans may be separate. Ask for a written estimate that lists inclusions and likely add-ons.
Are lower-cost IVF clinics always lower-cost overall?
Not always. A lower base cycle fee can still lead to a higher total if medication, add-ons or repeat cycles cost more than expected.
Does Medicare reduce IVF costs in Australia?
Medicare rebates can reduce eligible IVF service costs, and PBS subsidies can reduce many medication costs. The final gap depends on clinic billing and your Safety Net position.
38 of 97 accredited Australian fertility clinics publish a readable fee schedule; the rest quote on enquiry.
The lowest published out-of-pocket price for IVF with ICSI in Australia is A$3,417.25 (Thrive Fertility), against a median of A$5,373.20 across 6 fee schedules.
A published IVF cycle price excludes medicines, the anaesthetist, day-surgery fees and storage, which are charged separately.
TreatCompare reading of Australian clinics' own fee pages, 7 November 2026.
Australia hub
Australia healthcare cost guides
Compare next
Compare Australian IVF clinic fees, Medicare rebates, medication costs and clinic options.
Lowest published IVF price by state
Out-of-pocket after the Medicare benefit, before the Safety Net. A state shows a figure only where at least two provider groups with a clinic there publish a comparable price.
| State | Provider group | IVF cycle | FET |
|---|---|---|---|
| New South Wales | Fewer than two groups publish a comparable price | ||
| Victoria | City Fertility lowest of 3 publishing in the state | A$4,361Out of pocket · fee page | A$2,376 out of pocket |
| Queensland | Fewer than two groups publish a comparable price | ||
| South Australia | City Fertility lowest of 2 publishing in the state | A$4,361Out of pocket · fee page | A$2,376 out of pocket |
| Western Australia | City Fertility lowest of 2 publishing in the state | A$4,361Out of pocket · fee page | A$2,376 out of pocket |
| Tasmania | Fewer than two groups publish a comparable price | ||
| Australian Capital Territory | Fewer than two groups publish a comparable price | ||
| Northern Territory | Fewer than two groups publish a comparable price | ||
Read from each group's own fee page, 7 November 2026. Excludes medicines, the anaesthetist and day-surgery fees.
Provider groups publishing an out-of-pocket cycle price
5 accredited provider groups publish a comparable out-of-pocket IVF cycle price. Listed alphabetically; the clinic's own wording is quoted because it says what the figure covers.
- City Fertility
“Subsequent IVF cycle - multi-cycle (tiered) pricing”
QLD, NSW, VIC, SA, WA, ACT · fee page · read 2026-11-07
A$4,361 out of pocket
A$5,196 out of pocket
A$4,735 out of pocket
A$7,503 out of pocket
A$5,463.20 out of pocket
Bulk-billing models
Number 1 Fertility runs a bulk-billing model. What is bulk-billed, and what is still charged (medicines, the anaesthetist, day-surgery fees, storage), is set out on the clinic's own fee page.
How each route pays for IVF in Australia
Public hospital
Some public hospitals run IVF services, with eligibility set by each state. See Medicare and public access.
Wait: not published
Medicare
Medicare pays a benefit on each eligible MBS item in a cycle. Benefits are set per item in the Medicare Benefits Schedule; TreatCompare does not add them up into a “cycle rebate”. Once out-of-hospital out-of-pocket costs pass the annual threshold, the Extended Medicare Safety Net pays more, subject to caps on each item.
Per MBS item
PBS (medicines)
Many IVF medicines are PBS-listed for an approved indication, so the patient pays the PBS co-payment per script. The number of scripts depends on the prescribed protocol, so no per-cycle total is stated.
$25.00 general / $7.70 concession per script (pbs.gov.au, verified 26 October 2026)
Private hospital cover
Whether a policy pays towards the hospital and anaesthetist components of an admitted procedure such as egg collection depends on the clinical categories it covers and its waiting periods. privatehealth.gov.au explains how cover works. TreatCompare does not compare policies or insurers.
Not published
Self-pay (clinic fee)
38 of 97 accredited clinics publish a readable fee schedule; the rest quote on enquiry. Published figures are listed on this page with the fee page each was read from.
See published fee schedules
Ways the bill can come down
Medicare Safety Net
Once out-of-hospital out-of-pocket costs pass the annual threshold, the Extended Medicare Safety Net pays more towards further services, subject to caps on each item. Registering a family with Medicare combines its costs towards the threshold.
PBS-listed medicines
Where a medicine is PBS-listed for your indication, you pay the co-payment per script: $25.00 general, $7.70 concession (pbs.gov.au, verified 26 October 2026). See the medication cost guide.
Private hospital cover
Whether a policy pays towards the hospital and anaesthetist components of egg collection depends on the clinical categories it covers and its waiting periods. privatehealth.gov.au explains how cover works.
Public hospital IVF
Some public hospitals run IVF services, with eligibility set by each state. Waiting times are not published in a form we can read. See Medicare and public access.
The lowest per-cycle price is not always the lowest total
The total cost of treatment depends on how many cycles are needed, and that depends on age and diagnosis as much as on the clinic. Clinic-level live birth rates by age are published on YourIVFSuccess. Compare a clinic's itemised quote with its outcomes for your age group rather than its headline price alone.
Australia hub
Australia healthcare cost guides
Frequently asked questions
Which Australian IVF clinics publish the lowest out-of-pocket cost?
Among the 6 fee schedules that publish an out-of-pocket price for IVF with ICSI, the lowest published price is A$3,417.25 (Thrive Fertility, read 2026-11-07); the median is A$5,373.20. A published price is not a quote: what it includes differs between clinics, and 59 of 97 accredited clinics publish no readable fee schedule.
Can you get bulk-billed IVF in Australia?
Some clinics run a bulk-billing model, in which eligible Medicare services are bulk-billed. Medicines, the anaesthetist, day-surgery fees, storage and add-ons may still be charged. Check each clinic's own fee page for what is and is not bulk-billed.
How can I reduce my IVF costs?
Compare published out-of-pocket prices and ask for itemised quotes; check whether the Extended Medicare Safety Net will apply in the calendar year you are treated; use PBS-listed medicines where prescribed (the co-payment is $25.00 per script, $7.70 concession, per the pbs.gov.au fee page verified 26 October 2026); check what your hospital cover pays towards an admitted procedure and its waiting periods; and ask your GP about public options in your state.
Is public IVF available in Australia?
Some public hospitals run IVF services, with eligibility set by each state. Waiting times are not published in a form TreatCompare can read, so no wait is stated. Ask your GP or specialist about public options in your state.
What is the cost per live birth for IVF?
Cost per live birth depends on both the price of each cycle and the chance of a live birth from it, and both vary by age and diagnosis. Clinics publish few prices and clinic-level outcomes are published on YourIVFSuccess (yourivfsuccess.com.au), so compare a clinic's itemised quote with its outcomes for your age group rather than relying on a single figure.
Related guides
Sources & further reading
- ANZARD (Australian & New Zealand Assisted Reproduction Database) — National IVF cycle and outcome data
- RTAC Code of Practice for Assisted Reproductive Technology Units — Clinic accreditation standards
- Medicare Safety Nets — Services Australia — How the Extended Medicare Safety Net applies
- PBS fee page — PBS co-payments per script (verified 26 October 2026)
Prescription treatments require a valid Australian prescription from an AHPRA-registered practitioner. This site does not provide medical advice. Always consult a qualified healthcare professional before starting any treatment.