IVF in New York vs New Jersey
Which state offers better fertility treatment access?
New York
- Insurance mandate
- Full mandate
- Coverage quality score
- 0.90
- Est. total cost to baby
- $55,028
- Est. out-of-pocket
- $19,260
- Affordability ratio
- 23.7%
- Affordability band
- Very affordable
- Clinic count
- 44
- Clinics per 1M population
- 2.25
- Median household income
- $81,386
- Access gap score
- 0.143
New Jersey
- Insurance mandate
- Partial mandate
- Coverage quality score
- 0.55
- Est. total cost to baby
- $51,696
- Est. out-of-pocket
- $36,187
- Affordability ratio
- 37.6%
- Affordability band
- Affordable
- Clinic count
- 14
- Clinics per 1M population
- 1.51
- Median household income
- $96,346
- Access gap score
- 0.351
At a glance, New York offers better IVF access (gap score 0.143 vs 0.351) due to stronger insurance coverage, lower estimated out-of-pocket costs, higher clinic density, and a more favourable affordability ratio.
Access gap score: 0 = best access, 1 = worst. Combines affordability (40%), insurance coverage strength (30%), and clinic density (30%).