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IVF in Illinois vs Indiana

Which state offers better fertility treatment access?

Illinois

Insurance mandate
Full mandate
Coverage quality score
0.90
Est. total cost to baby
$45,788
Est. out-of-pocket
$16,026
Affordability ratio
20.4%
Affordability band
Very affordable
Clinic count
21
Clinics per 1M population
1.67
Median household income
$78,433
Access gap score
0.166

Indiana

Insurance mandate
No mandate
Coverage quality score
0.00
Est. total cost to baby
$45,480
Est. out-of-pocket
$45,480
Affordability ratio
67.7%
Affordability band
Severely strained
Clinic count
7
Clinics per 1M population
1.02
Median household income
$67,173
Access gap score
0.733

At a glance, Illinois offers better IVF access (gap score 0.166 vs 0.733) due to stronger insurance coverage, lower estimated out-of-pocket costs, higher clinic density, and a more favourable affordability ratio.

Access gap score: 0 = best access, 1 = worst. Combines affordability (40%), insurance coverage strength (30%), and clinic density (30%).

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