Paying for IVF in the UK
In vitro fertilisation: eggs are fertilised outside the body and an embryo is transferred.
Each row is one way of paying: the NHS, the NHS paying an independent provider, private medical insurance, and paying the provider yourself. Every figure links to the page it was read from, with the date. NHS waits are for England; charges for Wales, Scotland and Northern Ireland are shown where they have been read. Where nothing is published, the table says so.
How each route pays for IVF
| Route | What it covers | Wait | Price | Source |
|---|---|---|---|---|
| NHS-funded IVFWho qualifies is set locally and is not tracked here | 24.85%of IVF cycles at clinics in England were NHS-funded in 2024. A share of cycles, not of patients | Not trackedNo England waiting time for NHS IVF has been read | Not applicableNHS-funded cycles |
|
| Private medical insuranceExplained as a mechanism. No insurer or policy is named or compared | Not trackedSet per policy. This site does not read policies | Not trackedNo waiting time for insured patients has been read | Not publishedWhat an insurer pays, and any excess or shortfall, is set per policy | None for this row |
| Self-pay: fertility clinics14 fee schedules from 9 operators | One IVF cycle, as each clinic labels itWhat a cycle fee includes differs by clinic | Not trackedNo self-pay waiting time has been read for any provider | £4,825median of 14 fee schedules, £3,500 to £7,915. Not a total: medicine costs are not published |
Share of IVF cycles that were NHS-funded, by nation, 2024
- England: 24.85%
- Northern Ireland: 50.03%
- Scotland: 53.83%
- Wales: 35.34%
Share of IVF cycles funded by the NHS. A share of cycles, not of patients, and not a measure of eligibility or of how many cycles an area funds. Nation and region are where the clinic is, not where the patient lives. The remaining cycles were not NHS-funded. The HFEA does not break that remainder down in this table.
46 of 109 HFEA-licensed clinics publish a readable fee schedule; most of the rest quote on enquiry.
More on IVF
Sources
- Human Fertilisation and Embryology Authority (HFEA), Fertility treatment 2024: trends and figures, 2024. Read 26 October 2026.
- Assisted Reproduction and Gynaecology Centre. Read 5 October 2026. Clinic fee page that publishes an IVF cycle fee.
- Care Fertility Bath, Care Fertility Northampton, Care Fertility Nottingham, Care Fertility Tunbridge Wells, Care Fertility Woking. Read 5 October 2026. Clinic fee page that publishes an IVF cycle fee.
- Care Fertility Birmingham, Care Fertility Cardiff, Care Fertility Cheshire, Care Fertility Leeds, Care Fertility Liverpool, CARE Fertility Plymouth, Care Fertility Sheffield, Care Fertility Tamworth. Read 5 October 2026. Clinic fee page that publishes an IVF cycle fee.
- Care Fertility London. Read 5 October 2026. Clinic fee page that publishes an IVF cycle fee.
- Care Fertility Manchester. Read 5 October 2026. Clinic fee page that publishes an IVF cycle fee.
- Concept Fertility. Read 5 October 2026. Clinic fee page that publishes an IVF cycle fee.
- Fertility Exeter. Read 5 October 2026. Clinic fee page that publishes an IVF cycle fee.
- Herts and Essex Fertility Centre. Read 5 October 2026. Clinic fee page that publishes an IVF cycle fee.
- IVI London (Wimpole Street). Read 5 October 2026. Clinic fee page that publishes an IVF cycle fee.
- London Women's Clinic, London Women's Clinic Bromley, London Women's Clinic, Darlington, London Women's Clinic, Wales. Read 5 October 2026. Clinic fee page that publishes an IVF cycle fee.
- Salisbury Fertility Centre. Read 5 October 2026. Clinic fee page that publishes an IVF cycle fee.
- TFP Belfast Fertility. Read 5 October 2026. Clinic fee page that publishes an IVF cycle fee.
- TFP Boston Place Fertility. Read 5 October 2026. Clinic fee page that publishes an IVF cycle fee.
- TFP GCRM Fertility. Read 5 October 2026. Clinic fee page that publishes an IVF cycle fee.
- TFP Nurture Fertility. Read 5 October 2026. Clinic fee page that publishes an IVF cycle fee.
- TFP Oxford Fertility. Read 5 October 2026. Clinic fee page that publishes an IVF cycle fee.
- TFP Simply Fertility. Read 5 October 2026. Clinic fee page that publishes an IVF cycle fee.
- TFP Thames Valley Fertility. Read 5 October 2026. Clinic fee page that publishes an IVF cycle fee.
- TFP Wessex Fertility. Read 5 October 2026. Clinic fee page that publishes an IVF cycle fee.
This page presents published data. It does not recommend a route, a provider or an insurer.