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NHS IVF Funding by ICB — The Postcode Lottery

NICE recommends 3 full cycles of IVF for eligible women under 40. In practice, funding varies dramatically by area. Browse all 42 English ICBs below to see what your area offers — or use the eligibility checker for a personalised assessment.

IVF funding actions

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Visitors comparing NHS IVF policy usually need to check postcode eligibility, understand private fallback cost and compare clinic routes.

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ICBCyclesTypeMax ageCryovs NICE
North Central London3 + 1Non-full40–42YesMeets
North East and North Cumbria3 + 1Full40–42YesMeets
North East London3 + 1Full40–42YesMeets
Mid and South Essex2 + 1Non-full39–42Yes-1
Norfolk and Waveney2 + 1Non-full39–42Yes-1
South East London2 + 1Full39–42Yes-1
Suffolk and North East Essex2 + 1Non-full39–42Yes-1
South Yorkshire2Full42Yes-1
Kent and Medway2Non-full40Yes-1
Surrey Heartlands2Non-full40Yes-1
Gloucestershire2Non-full39Yes-1
Bedfordshire, Luton and Milton Keynes1Non-full42Yes-2
Cambridgeshire and Peterborough1Non-full42No-2
Derby and Derbyshire1Full42Yes-2
Dorset1Non-full42Yes-2
Hertfordshire and West Essex1Non-full42Yes-2
Lancashire and South Cumbria1Full42Yes-2
Northamptonshire1Full42Yes-2
Nottingham and Nottinghamshire1Full42Yes-2
South West London1Non-full42Yes-2
Sussex1Non-full42Yes-2
West Yorkshire1Full42Yes-2
Bath and North East Somerset, Swindon and Wiltshire1Non-full40Yes-2
Birmingham and Solihull1Non-full40Yes-2
Black Country1Non-full40Yes-2
Bristol, North Somerset and South Gloucestershire1Non-full40Yes-2
Cornwall and the Isles of Scilly1Non-full40Yes-2
Coventry and Warwickshire1Non-full40Yes-2
Devon1Non-full40Yes-2
Lincolnshire1Full40Yes-2
North West London1Non-full40Yes-2
Shropshire, Telford and Wrekin1Full40Yes-2
Somerset1Non-full40Yes-2
Herefordshire and Worcestershire1Non-full39No-2
Staffordshire and Stoke-on-Trent1Non-full39Yes-2
Buckinghamshire, Oxfordshire and Berkshire West1Non-full35Yes-2
Frimley1Non-full35Yes-2
Hampshire and Isle of Wight1Non-full35Yes-2
Cheshire and MerseysideUnder review — no published policy
Greater ManchesterUnder review — no published policy
Humber and North YorkshireUnder review — no published policy
Leicester, Leicestershire and RutlandUnder review — no published policy

Sources & further reading

Source: GOV.UK (2025-09-11), OGL v3.0.