NHS IVF Funding by ICB — The Postcode Lottery

NICE recommends 3 full cycles of IVF for eligible women under 40. In practice, funding varies dramatically by area. Browse all 42 English ICBs below to see what your area offers — or use the eligibility checker for a personalised assessment.

ICB	Cycles	Type	Max age	Cryo	vs NICE
North Central London	3 + 1	Non-full	40–42	Yes	Meets
North East and North Cumbria	3 + 1	Full	40–42	Yes	Meets
North East London	3 + 1	Full	40–42	Yes	Meets
Mid and South Essex	2 + 1	Non-full	39–42	Yes	-1
Norfolk and Waveney	2 + 1	Non-full	39–42	Yes	-1
South East London	2 + 1	Full	39–42	Yes	-1
Suffolk and North East Essex	2 + 1	Non-full	39–42	Yes	-1
South Yorkshire	2	Full	42	Yes	-1
Kent and Medway	2	Non-full	40	Yes	-1
Surrey Heartlands	2	Non-full	40	Yes	-1
Gloucestershire	2	Non-full	39	Yes	-1
Bedfordshire, Luton and Milton Keynes	1	Non-full	42	Yes	-2
Cambridgeshire and Peterborough	1	Non-full	42	No	-2
Derby and Derbyshire	1	Full	42	Yes	-2
Dorset	1	Non-full	42	Yes	-2
Hertfordshire and West Essex	1	Non-full	42	Yes	-2
Lancashire and South Cumbria	1	Full	42	Yes	-2
Northamptonshire	1	Full	42	Yes	-2
Nottingham and Nottinghamshire	1	Full	42	Yes	-2
South West London	1	Non-full	42	Yes	-2
Sussex	1	Non-full	42	Yes	-2
West Yorkshire	1	Full	42	Yes	-2
Bath and North East Somerset, Swindon and Wiltshire	1	Non-full	40	Yes	-2
Birmingham and Solihull	1	Non-full	40	Yes	-2
Black Country	1	Non-full	40	Yes	-2
Bristol, North Somerset and South Gloucestershire	1	Non-full	40	Yes	-2
Cornwall and the Isles of Scilly	1	Non-full	40	Yes	-2
Coventry and Warwickshire	1	Non-full	40	Yes	-2
Devon	1	Non-full	40	Yes	-2
Lincolnshire	1	Full	40	Yes	-2
North West London	1	Non-full	40	Yes	-2
Shropshire, Telford and Wrekin	1	Full	40	Yes	-2
Somerset	1	Non-full	40	Yes	-2
Herefordshire and Worcestershire	1	Non-full	39	No	-2
Staffordshire and Stoke-on-Trent	1	Non-full	39	Yes	-2
Buckinghamshire, Oxfordshire and Berkshire West	1	Non-full	35	Yes	-2
Frimley	1	Non-full	35	Yes	-2
Hampshire and Isle of Wight	1	Non-full	35	Yes	-2
Cheshire and Merseyside	Under review — no published policy
Greater Manchester	Under review — no published policy
Humber and North Yorkshire	Under review — no published policy
Leicester, Leicestershire and Rutland	Under review — no published policy

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Source: GOV.UK (2025-09-11), OGL v3.0.