“Two patients at different clinics in the same city can pay $2,864 apart for the same IVF procedure — and patients in three states have no public option at all.”
— TreatCompare Australian IVF Price Index, April 2026
According to TreatCompare analysis of 29 RTAC-accredited Australian IVF clinics,out-of-pocket costs for a standard IVF cycle run A$4,735 to A$7,599 after Medicare rebates among the 4 operators that publish a comparable figure — a gap of A$2,864 betweenthe lower-cost and most expensive clinic.
According to TreatCompare data, the average Australian IVF patient pays $5,748 out of pocket per cycle after Medicare. Most patients require 2 to 3 cycles, putting total private costs at $11,496 to $17,244 before the Medicare Safety Net provides additional rebates.
According to TreatCompare analysis, 3 Australian states and territories — TAS, ACT, NT — have no public IVF program. Patients in these regions must pay for IVF privately, with no free option available.
According to TreatCompare data, lower-cost and bulk-billing IVF routes are not directly comparable unless medicines, day surgery, anaesthetist fees, freezing, storage and add-ons are included in the written estimate.The highest published out-of-pocket figure is A$7,599 per cycle.
The IVF price gap
IVF pricing in Australia is not standardised. Medicare provides rebates of $2,800–$3,200 per cycle, but the gap between what clinics charge and what Medicare covers varies enormously. The result is an out-of-pocket cost that differs by thousands between the few providers that publish one at all.
Lowest out-of-pocket
Flinders Fertility
A$4,735 per cycle
Highest out-of-pocket
Melbourne IVF
A$7,599 per cycle
$2,864
price gap between lower-cost and most expensive clinic
All 29 RTAC clinics compared by price
| Clinic | State | IVF OOP | ICSI add-on | Access program |
|---|---|---|---|---|
| Adora FertilityLowest OOP | NSW | Not published | — | Adora Fixed-Fee IVF |
| Canberra Fertility Centre | ACT | Not published | — | — |
| City Fertility | QLD | Not published | A$2,178 out of pocket | City Fertility Affordable IVF |
| Concept Fertility | WA | Not published | — | — |
| Demeter Fertility | NSW | Not published | A$3,535 before medicare | — |
| Eve Health | QLD | Not published | — | — |
| Fertility First | NSW | Not published | A$2,498 out of pocket | — |
| Fertility North | WA | Not published | A$2,535.50 out of pocket | — |
| Fertility Plus | NSW | Not published | — | — |
| Fertility SA | SA | Not published | — | Repromed Access |
| Fertility Solutions | QLD | Not published | — | — |
| Fertility Specialists of Western Australia | WA | A$5,196 out of pocket | A$2,948 out of pocket | — |
| Flinders Fertility | SA | A$4,735 out of pocket | — | — |
| Genea | NSW | A$4,290 basis not stated | A$4,925 before medicare | — |
| IVFAustralia | NSW | Not published | — | Virtus Affordable IVF |
| Life Fertility Clinic | QLD | Not published | — | — |
| Melbourne IVF | VIC | A$7,599 out of pocket | A$3,039 out of pocket | Virtus Affordable IVF |
| Monash IVF | VIC | Not published | — | Monash IVF Access |
| Newlife IVF | VIC | A$5,463.20 out of pocket | A$2,226.70 out of pocket | — |
| Next Generation Fertility | VIC | Not published | — | — |
| Number 1 FertilityBulk-billing | VIC | A$500 before medicare | — | — |
| Primary IVF | NSW | Not published | — | — |
| Queensland Fertility Group | QLD | Not published | — | QFG Access IVF |
| Rainbow Fertility | NSW | Not published | — | — |
| Repromed Darwin | NT | A$4,981.15 basis not stated | A$2,366.45 basis not stated | — |
| Sydney IVF | NSW | Not published | — | — |
| TasIVF | TAS | Not published | — | — |
| Virtus Health Tasmania | TAS | Not published | — | — |
| Westmead Fertility CentreHighest OOP | NSW | Not published | — | — |
OOP = out-of-pocket after standard Medicare rebate, before Safety Net threshold. All clinics RTAC-accredited. Prices verified April 2026.
Lower-cost IVF by state
| State | Lower-cost clinic | OOP from | Public IVF? |
|---|---|---|---|
| New South Wales | None publishing a comparable price | — | Yes |
| Victoria | Newlife IVF | A$5,463.20 | Yes |
| Queensland | None publishing a comparable price | — | Yes |
| South Australia | None publishing a comparable price | — | Yes |
| Western Australia | None publishing a comparable price | — | Yes |
| Tasmania | None publishing a comparable price | — | No |
| Australian Capital Territory | None publishing a comparable price | — | No |
| Northern Territory | None publishing a comparable price | — | No |
The public IVF gap
Public IVF is available in 5 states (NSW, VIC, QLD, SA, WA) but 3 states and territories have no public program at all. Patients in TAS, ACT, NT must pay privately — there is no free option.
Even where public IVF exists, wait times are long. NSW has the largest program but patients wait 6–18 months. Queensland patients face 12–24 months. Many patients who qualify for public IVF still go private because they cannot afford to wait.
True cost of IVF in Australia
The out-of-pocket cost per cycle is only part of the story. Medication, anaesthetist fees, and storage add significantly to the total.
True cost breakdown per cycle (AUD)
The Medicare Safety Net provides additional rebates once out-of-pocket costs exceed $2,699.10 in a calendar year — but this threshold must be reached first. Most patients need 2–3 cycles, putting total costs at $11,496–$17,244 before Safety Net benefits apply.
IVF cost by state (map)
Interactive Australian map showing IVF pricing and public access by state
Coming soon — will show lower-cost clinic, public availability, and average OOP by state.
Interactive tools & data
Methodology
Data sources: Clinic pricing from published fee schedules at 29 RTAC-accredited Australian IVF clinics. Medicare rebate data from the MBS Online schedule. PBS medication pricing from pbs.gov.au. Public IVF access data from state health department websites.
Analysis: TreatCompare analysis of publicly available clinic pricing and government data. Out-of-pocket estimates assume standard Medicare rebates before the Safety Net threshold is reached. ICSI and medication costs are additional to the base IVF cycle fee.
Limitations: Clinic pricing changes periodically. Some clinics offer promotional or access-program pricing not reflected in standard fee schedules. Costs are indicative and vary by patient circumstances, treatment protocol, and clinic. All figures in AUD.
Full methodology: /data-accuracy
Suggested attribution
Sources & further reading
- RTAC — Reproductive Technology Accreditation Committee — Clinic accreditation status and standards for Australian IVF clinics
- ANZARD — Australian & New Zealand Assisted Reproduction Database — National IVF success rates and treatment data
- Medicare Benefits Schedule (MBS Online) — Medicare item numbers and rebate amounts for IVF procedures
- PBS — Pharmaceutical Benefits Scheme — PBS-subsidised IVF medication pricing and co-payment rates
- Medicare Safety Net — Services Australia — Safety Net threshold and extended rebate rates for IVF patients
Press contact
For interviews, custom data cuts, state-by-state breakdowns, or chart embeds, use the contact page. TreatCompare is a trading name of Indexeli Intelligence Limited.