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Private surgery Australia

Cataract surgery public vs private in Australia

Public and private cataract surgery routes differ by waiting time, provider choice, out-of-pocket cost, lens options and private health insurance involvement.

Data last read: 6 November 2026. All prices in AUD unless stated.

Quick answer

Public cataract surgery follows referral and the public waiting list, whose median wait AIHW publishes. As a private patient you choose the surgeon and hospital and pay any gap above the Medicare benefit and your hospital cover; lens upgrades are often extra. No private wait has been read, so this page does not compare the two waits.

Self-pay price pages read for 7 of 10 private hospitals and hospital groups checked (Cabrini Health, Epworth Freemasons, Epworth Geelong, Epworth HealthCare (group rate cards), Maryvale Private Hospital, Mulgrave Private Hospital, Northern Private Hospital); 11 more hospitals were not requested in this run. Every self-pay price those hospitals publish, for this and other procedures, is listed with its basis on the private surgery page.

How each route pays for cataract surgery

One row per way of paying. Each figure comes from an official source or the hospital’s own page, with the date it was read. “Not tracked” means no figure has been read, and nothing is estimated in its place. The rows are separate bills and parts of bills: they are not added together.
How each route pays for cataract surgery
RouteWhat it coversWaitPriceSource
Public hospitalAs a public patient, on the elective surgery waiting listPublic hospitals only. Time from being added to the surgical waiting list to admission; excludes the wait to see a specialist.106 daysNational median, public patients, from listing to admission (2024-25); 11.5% waited more than a yearNot tracked
Medicare: MBS item 42702Benefit towards the surgeon’s fee for a privately admitted patientMBS item 42702: Cataract surgery: lens extraction and intraocular lens insertionThe surgeon’s fee for the operation onlyNot applicableThe schedule fee and benefit are published on MBS OnlineNot shown on this page yet.
Private hospital cover: medical gap, all insurersAPRA specialty: Ophthalmology surgical operations. Covers every item in that range, not this operation alone.In-hospital medical services paid for by private health insurers, all insurers combined. Not hospital charges, and not a self-pay price.Not trackedNo private-hospital wait has been readA$280 average gap per serviceOphthalmology surgical operations, all states, Jun 2026 quarter. 64.1% of services were billed under a no-gap agreement. Source: Australian Prudential Regulation Authority (APRA), Quarterly Private Health Insurance Statistics, licensed under CC BY 3.0 AU. APRA does not endorse TreatCompare or its use of the data.
Self-pay: Epworth GeelongEpworth HealthCare. One hospital's published price, not an Australian priceHospital fee only: excludes surgeon and anaesthetist feesStandard lens included (Clareon AutonoMe). The source does not say whether this is per eye. The page says: “The card says: "Prosthesis and consumables to be added to the package price unless indicated as included under Packages". The card says the package "Includes Lens Clareon AutonoMe"; it does not say per eye. Epworth's self-funded care page says its estimate "covers the hospital portion of your care". Surgeon, assistant surgeon and anaesthetist fees are billed separately. The card says: "Prices are minimum costs payable for this service." The card says its prices are "current as of 1 February 2026". It also says: "Prices will be reviewed with any adjustments taking effect from 1 July 2026". That date had passed when the card was read on 2026-11-06, so these prices were due for review and may since have changed.”Not trackedNo self-pay wait has been readfrom $1,885Cataract extraction and intraocular lens implant: standard lens included, as the hospital publishes it. The card says its prices are current from 1 February 2026. It says prices will be reviewed from 1 July 2026, a date that had passed when it was read, so this price may since have changed.
Self-pay: Epworth GeelongEpworth HealthCare. One hospital's published price, not an Australian priceHospital fee only: excludes surgeon and anaesthetist feesToric lens included (Clareon AutonoMe). The source does not say whether this is per eye. The page says: “The card says: "Prosthesis and consumables to be added to the package price unless indicated as included under Packages". The card says the package "Includes Lens Clareon AutonoMe"; it does not say per eye. Epworth's self-funded care page says its estimate "covers the hospital portion of your care". Surgeon, assistant surgeon and anaesthetist fees are billed separately. The card says: "Prices are minimum costs payable for this service." The card says its prices are "current as of 1 February 2026". It also says: "Prices will be reviewed with any adjustments taking effect from 1 July 2026". That date had passed when the card was read on 2026-11-06, so these prices were due for review and may since have changed.”Not trackedNo self-pay wait has been readfrom $2,250Cataract extraction and intraocular lens implant: toric lens included, as the hospital publishes it. The card says its prices are current from 1 February 2026. It says prices will be reviewed from 1 July 2026, a date that had passed when it was read, so this price may since have changed.
The Medicare benefit is paid towards the surgeon’s fee for the listed MBS item only. The medical gap is APRA’s figure for every item in the procedure’s MBS specialty range, across all insurers; it is not a quote and not the gap on this operation alone. A self-pay price is one hospital’s published figure on its own stated basis, not an Australian price. A hospital-fee-only floor and a package that includes the surgeon and anaesthetist are different products and are not compared with each other.

How the bill works

Cost anatomy

Specialist or surgeon fee

The doctor performing the procedure.

May have a no-gap, known-gap or full private gap.

Anaesthetist fee

Sedation or anaesthesia billed separately for many procedures.

Ask before booking; it can be separate from surgeon quote.

Hospital or theatre fee

Private hospital or day-surgery facility charge.

Private hospital cover may contribute if eligible.

Patient gap

The amount left after Medicare and insurer payments.

Depends on policy, provider agreement and chosen items.

Access routes

Public route

Referral and public hospital waiting-list pathway.

AIHW publishes the public wait; the hospital allocates the surgeon.

Insured private route

Private hospital cover plus Medicare and insurer benefits.

Check excess, waiting periods and gap arrangements.

Uninsured private route

Patient pays private hospital, surgeon and anaesthetist fees.

Needs an itemised quote before booking.

Public vs private cataract surgery

FactorPublic routePrivate routeWhat to check
Cost to patientAsk the public hospitalGap costs can applyHospital excess, surgeon gap and lens upgrade cost.
Waiting timePublished by AIHW: see the table aboveNot tracked: no private wait has been readAsk for the current booking timeframe.
Provider choiceLimited by public pathwayMore choice of surgeon/facilityCheck registration, fees and hospital agreement.
Lens optionsStandard clinical pathwayPremium options may be offeredAsk what lens is included and what upgrades cost.

Typical patient journey

Before

Referral, specialist consult, diagnostics and written quote.

Ask for surgeon, anaesthetist and hospital fees separately.

During

Admission or day surgery, procedure, theatre and device/lens costs.

Confirm insurer agreement and hospital excess.

After

Follow-up, medicines, second-side procedure or rehabilitation.

Ask what is included in the original quote.

Route comparison notes

  • Neither route suits everyone; the choice depends on clinical need, the public wait, your cover and what you can pay.
  • Use the Australian Government Medical Costs Finder cataract page to understand likely fee components before requesting a provider quote.
  • Ask an ophthalmologist to explain lens options and risks.
  • Use official public hospital data only as context, not a guarantee for individual waiting time.

Usually included

  • Route comparison
  • Cost and wait prompts
  • Insurance caveats

May cost extra

  • Premium lenses
  • Anaesthetist gap
  • Hospital excess
  • Follow-up
  • Second-eye timing

Questions to ask before booking

  • What are the surgeon, anaesthetist and hospital fees separately?
  • Is this no-gap, known-gap or full private billing?
  • Is the hospital contracted with my insurer?
  • Are lens, device, follow-up or second-side costs extra?

Cost terms used on this page

Gap

The amount left for the patient after Medicare, insurer or subsidy payments.

MBS item

A Medicare Benefits Schedule service code used to calculate rebates.

PBS

The Pharmaceutical Benefits Scheme, which subsidises eligible medicines.

Known-gap

A private insurance arrangement where the patient gap is disclosed in advance.

Hospital excess

A fixed amount a patient may pay when claiming on private hospital cover.

Related Australian pages

Related pages

Sources for the figures on this page

Sources & further reading

Prescription treatments require a valid Australian prescription from an AHPRA-registered practitioner. This site does not provide medical advice. Always consult a qualified healthcare professional before starting any treatment.